Call now to find out how: 770-406-1820

Danny F. Dukes and Associates, LLC can help your business navigate through bank credit standards. While different banks or lending institutions may have different standards, in general, your application for a small business loan, banks will require:


  • The loan must be for a sound business purpose. For SBA-guaranteed loans, the business must be eligible based on size, use of loan proceeds and the nature of the business (no lending, speculating, passive investment, pyramid sales, gambling, etc.)

  • You and your partner(s) are of good character, have experience and good personal and/or business credit history

  • Ability to pay back the loan- reasonable to strong collateral (personal and business assets) is very important.

The day is long gone where non-cash collateral is sufficient to obtain credit. Let us help you prepare a business plan or a package to convince the banker that you deserve the credit and can and will pay them back. It is best to walk in the banker's office with a business plan that shows all documented assumptions, the competition and management track record to prove your credit worthiness and cash flows. This lets the banker know that you are serious about your business and ready for a loan. You can share multiple copies among lenders and have them compete for your business.

We work closely with several lenders, including Small Business Administration lenders. So we can help you navigate to the financial institution which is also serious about helping your business.

Bank Financing

Danny F. Dukes & Associates, LLC is a BBB Accredited Business Consultant in Canton, GA
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Danny F. Dukes and Associates, LLC
101 Avalon CtCanton, GA30115US
Phone: 770-406-1820 Website: